17岁 B2旅游签证,在美国待半年,买哪种医疗保险?

by Anita
(Houston)

我孩子17岁,刚到得克萨斯州休斯顿,准备在那里待半年。孩子每天有篮球训练。请问这种情况买什么保险,以防止发生生病、受伤和意外发生的大额就医费用的发生。


回复:

持 B2 旅游签证的外国访客可以申请 Atlas America 美国旅行医疗保险。Atlas America 保险包含疾病和受伤的医疗保障、紧急医疗救援、和各种旅行意外保障。这里是关于Atlas America 美国旅行医疗保险的介绍。

你的孩子参加篮球训练,如果是属于业余/非职业性的娱乐性的体育活动,万一意外受伤,Atlas America 保险可支付属于保障范围内的受伤治疗的医疗费用。但如果他参加职业性的篮球训练,或者参加篮球运动可得到工资、奖金等赢利性质的训练,那么保险就不能为这个体育活动提供保障。

以下为 Atlas America 保险关于体育活动的条款原文:

“SPORTS AND ACTIVITIES

YOU ARE COVERED:
1. You are covered for taking part in amateur/non-professional sports and activities, unless it is
excluded below. Coverage is for recreational purposes incidental to a trip.

YOU ARE NOT COVERED unless you fulfill the following conditions:
1. You must ensure the activity is adequately supervised and that appropriate safety equipment
(such as protective headwear, life jackets etc.) are worn at all times.

YOU ARE NOT COVERED IF:
1. The activity is organized athletics involving regular or scheduled practice and/or games; or 2. The activity is performed in a professional capacity or for any wage, reward, or profit; or
3. Expenses arise directly or indirectly from anything in the General Exclusion;”

你可以根据你孩子在美国的行程按天数申请最长一年(364天)的保险。他已到达美国也可以申请。保险的起始日期最早可申请当天开始,终止日期是他返回母国到达入境的日期。你可以在

Tokio Marine HCC - MIS Group


保险公司网站上申请 Atlas America 保险,在网上完成申请后即可马上收到保险卡,在网上管理自己的保险帐号和申请理赔等。

这里是怎样申请 Atlas America 美国旅行医疗保险的步骤介绍,以及在美国怎样使用Atlas America旅行医疗保险看病买药?的介绍。





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